:root{--bg:#0a0c10;--bg2:#0f131a;--card:#141923;--line:#222a36;--txt:#eef3f9;--mut:#94a2b3;--acc:#38bdf8;--acc2:#0ea5e9;--gold:#fbbf24;--gold2:#f59e0b;--radius:16px;--max:1080px}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--txt);font:16px/1.65 system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}.narrow{max-width:760px}
.center{text-align:center}.muted{color:var(--mut)}.sub{color:var(--mut);max-width:640px;margin:0 auto 8px}
h1{font-size:clamp(30px,5vw,50px);line-height:1.07;letter-spacing:-.03em;font-weight:800;margin:14px 0}
h2{font-size:clamp(22px,3.2vw,32px);letter-spacing:-.02em;font-weight:800;margin:0 0 12px}
h3{font-size:17px;margin:0 0 4px}h4{font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--mut);margin-bottom:10px}
p{margin:0 0 12px}.lead{font-size:clamp(16px,2.1vw,20px);color:var(--mut);max-width:680px}
section{padding:54px 0}.page-head{padding:48px 0 8px;background:radial-gradient(900px 380px at 30% -20%,rgba(56,189,248,.12),transparent 60%)}
.btn{display:inline-block;background:linear-gradient(135deg,var(--acc),var(--acc2));color:#04222e;font-weight:700;padding:13px 24px;border-radius:11px;border:0;cursor:pointer;font-size:15px;transition:transform .15s;box-shadow:0 8px 24px rgba(14,165,233,.25)}
.btn:hover{transform:translateY(-2px)}.btn.ghost{background:transparent;border:1px solid var(--line);box-shadow:none;color:var(--txt)}
.btn.gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#2a1a02;box-shadow:0 8px 24px rgba(245,158,11,.25)}
.btn.sm{padding:9px 15px;font-size:13px}
.chip{display:inline-flex;align-items:center;gap:8px;background:var(--bg2);border:1px solid var(--line);border-radius:999px;padding:7px 14px;font-size:13px;color:var(--mut)}
.tag{display:inline-block;background:var(--bg2);border:1px solid var(--line);border-radius:999px;padding:3px 10px;font-size:12px;color:var(--mut);margin:0 4px 4px 0}
.chips{margin-top:6px}
header.nav{position:sticky;top:0;z-index:50;background:rgba(10,12,16,.86);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;gap:16px;height:62px}
.logo{font-weight:800;font-size:18px;letter-spacing:-.02em;white-space:nowrap}.logo b{color:var(--acc)}
.navlinks{display:flex;gap:18px;margin-left:8px;flex:1;flex-wrap:wrap}.navlinks a{color:var(--mut);font-size:14px}.navlinks a:hover{color:var(--txt)}
.hero{padding:74px 0 40px;background:radial-gradient(1000px 460px at 50% -10%,rgba(56,189,248,.16),transparent 60%)}
.hero-cats{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;max-width:760px;margin:28px auto 0}
.hcat{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px 12px;text-align:center;transition:border-color .15s,transform .15s}
.hcat:hover{border-color:var(--acc);transform:translateY(-2px)}.hcat span{font-size:24px;display:block}.hcat b{display:block;margin-top:6px;font-size:15px}.hcat small{color:var(--mut);font-size:12px}
.filterbar{display:flex;gap:10px;flex-wrap:wrap;margin:6px 0 20px}
.ff{flex:1;min-width:160px;background:var(--card);border:1px solid var(--line);border-radius:10px;color:var(--txt);padding:12px 14px;font:inherit}
.ff:focus{outline:none;border-color:var(--acc)}
.lgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.lcard{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px;display:flex;flex-direction:column}
.lc-top{display:flex;gap:12px;align-items:center}
.av{width:46px;height:46px;border-radius:11px;background:linear-gradient(135deg,#1e2733,#27323f);display:flex;align-items:center;justify-content:center;font-size:20px;flex:0 0 auto}
.av.big{width:72px;height:72px;font-size:32px;border-radius:16px}
.lcard h3{font-size:16px}.lcard h3 a:hover{color:var(--acc)}.lcard small{color:var(--mut);font-size:12.5px}
.lc-desc{font-size:14px;color:#cdd6e0;margin:12px 0 8px;flex:1}
.lc-actions{display:flex;gap:8px;margin-top:10px;flex-wrap:wrap}
.count{color:var(--mut);font-size:14px;margin-top:16px}
.region-links{margin-top:30px;padding-top:24px;border-top:1px solid var(--line)}.region-links h3{margin-bottom:12px}.region-links a{margin:0 8px 8px 0}
.crumb{display:flex;gap:8px;flex-wrap:wrap;font-size:13px;color:var(--mut);margin-bottom:8px}.crumb a:hover{color:var(--acc)}.crumb span{color:var(--line)}
.grid{display:grid;gap:16px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}
.why .feat{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}.fi{font-size:26px;margin-bottom:8px}.feat p{color:var(--mut);font-size:14px;margin:0}
.cta-band{background:linear-gradient(180deg,rgba(56,189,248,.07),transparent);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.prov-head{display:flex;gap:18px;align-items:center}
.prov-body{display:grid;grid-template-columns:1fr 320px;gap:30px;align-items:start}
.prov-main h2{margin-top:24px;font-size:22px}.prov-main h2:first-child{margin-top:0}
.prov-side{display:flex;flex-direction:column;gap:16px;position:sticky;top:80px}
.claimbox{background:linear-gradient(180deg,rgba(251,191,36,.08),transparent);border:1px solid var(--gold);border-radius:14px;padding:20px}
.claimbox h3{color:var(--gold)}.claimbox p{font-size:13.5px;color:var(--mut)}
.sidecard{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px}.sidecard a{display:block;padding:6px 0;color:var(--acc);font-size:14px}
.card-form{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:22px;max-width:560px}.card-form.big{margin:0 auto}
.card-form input,.card-form select,.card-form textarea{width:100%;background:var(--bg);border:1px solid var(--line);border-radius:10px;color:var(--txt);padding:12px 14px;font:inherit;margin-bottom:11px}
.card-form input:focus,.card-form select:focus,.card-form textarea:focus{outline:none;border-color:var(--acc)}
.note{font-size:12.5px;color:var(--mut);margin:8px 0 0}
.plan{display:grid;grid-template-columns:1fr 1fr;gap:18px;max-width:760px;margin:0 auto}
.pcard{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:26px}.pcard.feat{border-color:var(--gold)}
.ptag{font-weight:700;text-transform:uppercase;font-size:12px;letter-spacing:.06em;color:var(--mut)}.ptag.gold{color:var(--gold)}
.amt{font-size:34px;font-weight:800;margin:6px 0 14px}.amt small{font-size:14px;color:var(--mut);font-weight:600}
.pcard ul{list-style:none;margin-bottom:18px}.pcard li{padding:6px 0;font-size:14px;border-bottom:1px solid var(--line)}.pcard li::before{content:"✓ ";color:var(--acc);font-weight:800}
.perlead{max-width:760px;margin:30px auto 0;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}.perlead p{color:var(--mut);margin:0}
.faq{max-width:760px;margin:36px auto 0}.faq details{background:var(--card);border:1px solid var(--line);border-radius:11px;padding:14px 18px;margin-bottom:10px}.faq summary{cursor:pointer;font-weight:600}.faq p{color:var(--mut);margin:10px 0 0;font-size:14px}
.article h2{font-size:22px;margin:26px 0 10px}.article p{color:#d4dce5}.article ul{margin:0 0 14px 22px}.article li{margin-bottom:7px;color:#d4dce5}.article a{color:var(--acc)}.article a:hover{text-decoration:underline}
.artcard{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:22px;transition:border-color .15s,transform .15s}.artcard:hover{border-color:var(--acc);transform:translateY(-2px)}.artcard h3{font-size:18px;margin:10px 0 6px}.artcard p{color:var(--mut);font-size:14px;margin:0}
.disc{background:rgba(56,189,248,.06);border:1px solid rgba(56,189,248,.25);border-radius:12px;padding:14px 16px;color:#a9d6ee;font-size:13.5px;margin:16px 0}
footer{border-top:1px solid var(--line);padding:44px 0 30px;margin-top:20px}
.foot{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:24px}.foot a{display:block;color:var(--mut);font-size:14px;padding:3px 0}.foot a:hover{color:var(--txt)}.foot p{font-size:13.5px}
.subfoot{margin-top:28px;padding-top:18px;border-top:1px solid var(--line)}.subfoot p{font-size:12.5px;margin:0}.subfoot a{color:var(--acc)}
@media(max-width:860px){.lgrid,.foot{grid-template-columns:1fr 1fr}.hero-cats{grid-template-columns:1fr 1fr}.prov-body{grid-template-columns:1fr}.prov-side{position:static}}
@media(max-width:560px){.lgrid,.plan,.g2,.g3,.foot,.hero-cats{grid-template-columns:1fr}.navlinks{display:none}}